Terms of Use

These Terms of Use ("Terms") apply to your use of our website and services. Please read these Terms carefully. Before using this website, you agree to abide by the following. If you do not agree to these Terms, please do not use this website or related services.

1. Service Overview

This website provides users with information and services related to mortgage loans, including loan applications, consulting support, market analysis, etc. All information is for reference only, and the actual loan plan and terms are subject to the final contract signed.


2. User Responsibilities

When using this website and related services, you agree to:

Legal Use: You promise to use the website only for legal purposes and not to engage in any behavior that may undermine the security, integrity or hinder the normal use of other users.

Provide Accurate Information: When registering an account or submitting a loan application, you should ensure that all personal information and financial information submitted is true and accurate, and update it in a timely manner if there are any changes.

Protect Account Security: You are responsible for protecting the security of your account information and password, and any operations performed through your account will be deemed to be performed by you. If you find any unauthorized account use, please notify us immediately.

Respect for Intellectual Property: You may not copy, modify, disseminate, display or exploit any content on this website without permission.


3. Privacy Protection

We respect and protect your privacy. Please refer to our Privacy Policy to learn how we collect, use, store and protect your personal information. By using this website, you accept our privacy terms.


4. Intellectual Property

The content of this website, including but not limited to text, pictures, graphics, logos, videos, audio, software and other materials, is the property of us or our licensors and is protected by intellectual property laws. You may not copy, distribute, modify, disseminate or use it for commercial purposes without explicit permission.


5. Website Use Restrictions

To maintain the normal operation of this website, you agree not to do the following:


Unauthorized access: You may not attempt to access any part of this website, server or database without authorization.


Automated operation: You may not use automated tools (such as crawlers, scraping tools, etc.) to collect or access website content.

Malicious code transmission: You may not spread viruses, malicious code or other harmful software.

Misuse of service: You may not take any action that interferes with the function of the website, undermines system security or endangers the experience of other users.

Violation of these Terms may result in suspension or termination of your account, and we reserve the right to take legal action.


6. Disclaimer

This website and all information and services are provided on an "as is" basis, and we do not provide any guarantees for the accuracy, completeness and reliability of the services. We are not responsible for any direct, indirect, special, incidental or consequential damages, including but not limited to loss of data, loss of income, etc., arising from the use or inability to use this website or services.


7. Service Changes and Termination

We reserve the right to change, suspend or terminate the website content and terms of service at any time without prior notice. If we decide to terminate the service, we will try our best to notify users in advance and provide users with necessary assistance.


8. Third-party links

This website may contain links to third-party websites, which are for user reference only. We have no control over the content of these websites and are not responsible for the privacy protection, terms of service or accuracy of third-party websites. It is recommended that you review their privacy and terms of use before visiting these websites.


9. User Responsibilities and Indemnification

You agree that you will bear full responsibility and indemnify us and hold us harmless from any third-party claims, damages or expenses, including reasonable attorney fees, resulting from your violation of these Terms or improper use of the Website.


10. Applicable Law and Dispute Resolution

These Terms shall be governed by U.S. federal law and the laws of your state. If any dispute arises from these Terms or the Service, the parties shall first resolve it through friendly negotiation; if the negotiation fails, the dispute will be submitted to a court of competent jurisdiction.


11. Updates to Terms

We may update these Terms from time to time to comply with changes in the Service or the requirements of laws and regulations. If there are significant changes, we will post an announcement on the Website to notify users. Your continued use of the Service constitutes your acceptance of the latest Terms, and we recommend that you review them regularly.