1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms and any additional terms or policies referenced herein. We reserve the right to modify, update, or amend these Terms at any time, and changes will be effective upon posting on our website. We encourage you to review these Terms periodically.
2. Eligibility
You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are of legal age to form a binding contract and are not prohibited from using the services under applicable laws.
3. User Account
In order to access certain features or services, you may be required to create a user account. You agree to provide accurate, current, and complete information during registration and to update your account as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You are prohibited from using the services in any way that:
- Violates any applicable local, state, national, or international law.
- Correction: If any information is inaccurate or incomplete, you can request corrections.
- Disrupts, damages, or interferes with the proper functioning of our website or services.
- Attempts to gain unauthorized access to our systems or networks.
- Infringes upon the intellectual property rights of others.
5. Privacy and Data Collection
By using our services, you acknowledge and agree to the collection, use, and processing of your personal data as outlined in our Privacy Policy. We take your privacy seriously and will handle your data with the utmost care.
6. Payment and Billing
Some of our services may require payment. By providing payment details, you authorize us to charge the applicable fees to your chosen payment method. You are responsible for ensuring that your billing information is accurate and up to date. If payment is not received or if your payment is declined, we reserve the right to suspend or terminate access to our services.
7. Content Ownership
All content provided through our services, including text, images, logos, videos, and other materials, is owned by Home insurance or its licensors and is protected by intellectual property laws. You may not use, copy, or distribute our content without prior written consent from us.
8. Third-Party Links and Services
Our website or services may contain links to third-party websites or services that are not operated or controlled by us. We are not responsible for the content or practices of any third-party sites. By accessing third-party links, you do so at your own risk.
9. Disclaimers
Our services are provided "as is" and "as available," without any warranties or representations, express or implied, including but not limited to the implied warranties of merchantability or fitness for a particular purpose. We do not guarantee that our services will be uninterrupted, error-free, or secure.
10. Limitation of Liability
To the fullest extent permitted by law, Home insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services. Our total liability to you for any claim under these Terms shall not exceed the amount you paid for the specific service in question.
11. Indemnification
You agree to indemnify and hold Home insurance, its officers, employees, agents, and affiliates harmless from any claims, damages, losses, liabilities, or expenses (including legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.
12. Termination
We reserve the right to suspend or terminate your access to our services at our sole discretion, without notice, for any reason, including but not limited to violation of these Terms or illegal activity. Upon termination, your right to use our services will immediately cease, and any outstanding obligations or payments will remain due.